Are you in the process of switching bank accounts or just arrived in the UK and haven’t had a chance to open one yet? Then take a look at the Charterhouse Private Clients Card.

Enjoy all the benefits of card based transactions without many of the risks. Anyone can have one, subject to minimal identification requirements. There are no credit checks, no employment verification and a bank account is not required.

The card works in a similar way to a prepaid mobile phone. Your application will take 48 hours to process and once you have your card simply load it up at your convenience or we can pay your salary to the card. Once funds are on the card you can use it where Maestro® is accepted - so virtually anywhere, for anything.

Unlike credit and debit cards, you cannot go overdrawn with a prepaid card. This means no interest charges or overdraft fees.